These Terms of Service (referred to as the "Terms") act as an agreement between Prifinance (referred to as "we", "our", or "us") and you, the Customer (referred to as "you" or "your").

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By using our Services, you confirm that you're at least 18 years old and legally capable of entering into agreements. You also agree to abide by the terms and conditions specified in these Terms.

Your engagement with our Services indicates your acceptance of these Terms, even if these Terms have been updated and you continue to use our Services without explicitly rejecting the new terms. We reserve the right to reaffirm your acceptance of these Terms when amendments are introduced, and your acceptance is required for continued access to our Services.

To use our Services, you must provide all necessary information and documents as per our Know-Your-Customer (KYC) procedure, complying with the Anti-Money Laundering and Terrorism Financing Prevention Act of any republic Country in the World. You must also meet the eligibility criteria to access our Services.

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Before using our Services, it's essential to read these Terms thoroughly, including important legal aspects such as disclaimers, indemnifications, dispute resolution rules, and risk disclosure.

For queries about our Services, these Terms, or any other concerns, contact us at: info@think-business.online.

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ELIGIBILITY
The availability of our Services is subject to several factors that determine your eligibility to use them. Prifinance may refrain from providing Services in specific locations and jurisdictions, detailed in Annex 2 of these Terms.

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To be eligible to use our Services:

- You must be at least 18 years old and legally able to enter agreements.
- You should not have been suspended from using our Services.
- Your agreement with us must not conflict with any other existing contractual terms.
- You shouldn't be residing in restricted locations or jurisdictions.
- You shouldn't be classified as a Specially Designated National and Blocked Person (SDN).
- You shouldn't be subject to international sanctions, including EU and UN sanctions.

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Eligibility for using our Services on behalf of a legal entity involves meeting certain requirements related to the entity's incorporation, adherence to laws, authorization to represent the entity, and absence of connections with restricted entities or activities.

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We retain the right to evaluate and periodically review your eligibility to access our Services based on the listed criteria.

RESPONSIBILITIES OF THE PARTIES

2.1. Customer Responsibilities
As a customer, you are responsible for:

- Facilitating and assisting in executing instructions for timely and accurate outcomes.
- Communicating with us through appropriate means, and providing necessary information when requested.
- Promptly informing us about relevant events, changes in contacts, or dealings with third parties.
- Paying fees for Services based on the Service Agreement on time.

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2.2. Thin Business Responsibilities

We are committed to:

- Diligently fulfilling your instructions, keeping you informed about progress, and using cost-effective means.
- Engaging suitable personnel and third parties as required for instruction fulfillment.
- Using various means for Service provision, ensuring confidentiality.

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We reserve the right to suspend instructions if further information or negotiation is necessary, and there's no response from you.

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2.3. Rights of Representation
By accepting these Terms, you confirm that you're acting on your behalf. If a third party acts on your behalf, we may require proof of authorization from you.

Please note, authorizing a third party doesn't absolve you from liability. You remain responsible for the actions of authorized third parties. You can revoke authorization by notifying us in writing.

Only individuals (natural or legal) who have completed our KYC process are considered Prifinance customers. The KYC process may require submitting personal data under GDPR. Read our Privacy Policy for more information on data treatment and associated rights.

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TERMS OF PAYMENT AND FEES

3.1. Our Fees
Fees for Services are calculated based on hourly rates mentioned in the Service Agreement. Payments must be made within 3 business days of receiving the invoice unless stated otherwise.

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3.2. Terms of Payment
Fees are to be paid in currencies specified in the invoice. Failure to pay within 14 business days might result in us suspending or refusing Services or canceling without giving back the payments until then.

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3.2.1. No Refund for Non-Engagement
If you terminate the Service Agreement prematurely and fail to fulfill obligations, the Fee for Services won't be refunded.

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3.3. No Unjust Enrichment
We won't benefit unjustly if no actual labor costs are incurred during Service provision.

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PROVISION OF OUR SERVICES
4.1. Consultation
Consultation with our Client Manager is required before using our Services. You can initiate this via our Site. Our Client Manager will contact you within one business day to discuss your request.

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KYC
Our KYC procedure ensures customer eligibility. You must provide accurate information and cooperate throughout the process.

Enhanced Compliance Due Diligence
For users with high-risk profiles, we may request additional information or meetings to verify identity and business activities.

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Prohibited Use
Engaging in certain prohibited activities (as listed in Section 4.4) will lead to termination of Services.

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Termination of Relationship
We reserve the right to terminate Services for various reasons detailed in this section.

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LIABILITY
Any indemnification, warranty, or limitations of losses and liability are subject to applicable law and not explicitly specified in these Terms. These Terms don't limit liability that cannot be excluded under relevant law.

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5.1. Indemnification
You agree to defend, indemnify, and hold us harmless against any loss, damage, or claim arising from your use of Services or breach of these Terms.

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These terms outline essential responsibilities, criteria, and restrictions associated with our Services. If you need more information or have inquiries, please reach out to us at info@think-business.online

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5.2. Disclaimer of Warranties

Think Business services and site are provided to you on an "as is" and "as available" basis. No promises, representations, and warranties are given regarding this basis, whether express, implied, or statutory. We do not provide any warranties of title, merchantability, data accuracy, system integration, quiet enjoyment, fitness for a particular purpose, and/or non-infringement. We do not make any promises, representations, and warranties that access to our services and site shall be continuous, uninterrupted, timely, or error-free.

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We shall publish and make available any information, materials, views, opinions, projections, or estimates for informative purposes only. The said purpose is subject to change without prior notice. Any decision, act, or omission undertaken by you shall be based on your own assessment of relevance, timeliness, accuracy, adequacy, completeness, reliability, and value of information, materials, views, opinions, projections, or estimates provided to you on the site and via our services. Subsequently, we shall hold no liability over any damage or loss arising directly or indirectly as a result of your use of any information, materials, views, opinions, projections, or estimates provided to you on the site and via our services.

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You agree and acknowledge that any statement relied upon by you in regards to the above-mentioned notions is derived directly from the provisions of these terms, unless explicitly specified otherwise.

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5.3. Disclaimer of Liability

In no event and under no circumstances shall Think Business, its affiliates, service providers, officers, directors, employees, representatives, and other parties and persons affiliated with us be liable in any form or manner, in contract, tort, negligence, strict liability, or otherwise for any punitive, special, indirect, consequential, incidental, or similar damages, even in an event of prior notification of such a possibility arising thereof, in connection with these terms of services or any other agreement, your use, including attempted use, of our site, services, information, materials, views, opinions, projections, or estimates provided by us, except to the extent stipulated by law.

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Moreover, in no event and under no circumstances shall Think Business, its affiliates, service providers, officers, directors, employees, representatives, and other parties and persons affiliated with us be liable in any form or manner, in contract, tort, negligence, strict liability, or otherwise for any direct damages, even in an event of prior notification of such a possibility arising thereof, in connection with these terms of services or any other agreement, your use, including attempted use, of our site, services, information, materials, views, opinions, projections, or estimates provided by us, except to the extent stipulated by law.

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You fully acknowledge and agree that you may not recover for lost or unrealized profits, business opportunities, unintended and unforeseeable financial losses, and other punitive, special, indirect, consequential, or incidental damages.

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Additionally, we shall not be liable for any damages to you arising from the amendments, introductions, entering into force, repealing or otherwise altering legislation, regulations, policies, and laws in force at any given time or date.

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This disclaimer of liability shall supersede, notwithstanding the validity and conflict of and between any other section, provision, or statement of these terms thereof.

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6.0. Third Party Services

While using our Services, you may encounter content or links provided by third parties. Think Business holds no liability for third-party content, and any disputes arising should be resolved directly between you and the respective third party.

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7.0. Your Compliance with Applicable Law

Your compliance with applicable laws, regulations, licensing requirements, and other relevant legislation, including personal data protection and anti-money laundering laws, is your sole responsibility. We bear no liability for breaches resulting from your use of our Services and Site.

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8.0. Amendments

We may modify these Terms to comply with legislation. You'll be notified of any changes via email and on our Site. Non-objection within one month implies acceptance. Immediate changes may apply under certain circumstances.

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9.0. Taxes

We do not determine your tax liabilities outside Estonia. Compliance with tax obligations is solely your responsibility.

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10.0. Law Enforcement Interaction

We reserve the right to engage with law enforcement authorities as required by law or in connection with your use of our Services.

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11.0. Transfer and Assignment

Rights and obligations under these Terms cannot be transferred or assigned without our discretion, except in corporate reorganization situations.

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12.0. Relationship Clarification

The relationship established by these Terms is strictly contractual and does not signify any other form of association between Think Business and you.

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13.0. Force Majeure

We are not liable for service disruptions caused by events beyond our control, such as natural disasters or acts of authorities.

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14.0. Entire Agreement

These Terms constitute the entire agreement between Think Business and you, superseding any previous discussions or agreements.

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15.0. Governing Law and Language

These Terms and your relationship with us are governed by Estonian laws. The original version of these Terms in English holds precedence over translations.

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CONTACT US

For inquiries, feedback, or complaints, reach out to our Customer Support or contact us via info@think-business.online, postal mail, or phone.

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